Secrets of Finances and Payday Loans

The high correlation between M&A activity and equity market performance clearly shows that M&A was a major driver of the equity bubble of the late 1990s. Sometimes even mergers that did not create synergies were rewarded by rising stock prices on the side of the overtaking parties. It was obvious that not every merger was [...]

Market participants often cite changes in investors’ risk appetite as a possible explanation for developments in global financial markets that cannot be explained by changes of market fundamentals. Indeed, financial crises often seem to coincide with abrupt shifts in market sentiment from risk tolerance to risk avoidance. While fundamentals undoubtedly remain of significant importance, these [...]

Most money managers are astute salespeople. They have slick brochures and charts showing why they are better than the competition. They are not above using guilt and intimidation to keep you with them. They will also influence you to keep your money in their area of expertise. In the current decade, real estate prospects are [...]

A good debt reduction plan will have some fun built into it. Just like a workable diet that lets you order the nachos with extra cheese once in a while, a good debt reduction plan is going to let you blow off some steam to keep you sane. Don’t start packing your bag for Tahiti [...]

One of my favorite quotes on hard work and change comes from Thomas Edison, who was asked about his successes in life. Edison said, “Opportunity is missed by most people, because it dresses in overalls and looks like hard work.” I think this is a great place to start when you think about getting rid [...]

In the R&D world, when a new idea is proposed, it is standard practice to look for the fatal flaw. A fatal flaw is a condition that is certain to preclude, or that has a high likelihood of precluding, exercise of the option. Its existence in effect negates ownership of the option. That flaw can [...]

It is equally useful to examine the transformation processes by which these assets are converted to value. Consider first a hypothetical example of how important a seemingly mundane intellectual asset such as validated test procedures can be. Professor Stern, who teaches chemistry at a small college in Delaware, has synthesized and patented a new molecule, [...]